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If you’ve sent money or personal banking details to a scammer, contact your bank immediately.

Most big banks will cover any loss if someone makes an unauthorised transaction on your account, as long as you have protected your client number and passwords.

Report it to your local police station or through ReportCyber at cyber.gov.au. Note down the police or ReportCyber report number so you can give it to your bank.

See the Moneysmart website to check simple steps you can take to avoid identity theft.