Investment scammers may offer high and quick returns or sometimes tax-free benefits, or pressure you to make a quick decision so you don’t miss out on the deal. Be very wary of approaches where the person says they do not have an Australian financial services (AFS) licence or say they don't need one. Head to Moneysmart for more tips on how to protect yourself from investment scams. Content complexity Simple This rating relates to the complexity of the advice and information provided on the page.