You are here Home Learn Recognise and report scams Recognise and report scams Protect yourself and report scammers Scams are a common way that cyber criminals compromise accounts Being alert to scam messages is a great way to protect yourself online. These 'scammers' may try to compromise your business, workplace or university accounts. Scammers often use email, text messages, phone calls and social media. Their goal is to scam people into paying money or giving away their personal information. They will often pretend to be a person or organisation you trust. Don’t fall for scams in two steps First, check if it is a scam Go direct to a source you can trust. Visit the official website, log in to your account, or call their phone number. Don't use the links or contact details in the message or given to you on the phone. Check what the official source says about what details they might request from you. Often companies or government agencies will say what they will and will not ask you online or over the phone. For example, the bank may tell you that they will never ask for your password. If someone claiming to be from the bank then asks you for your password, you know it is likely a scam. Then, if you still think it’s a scam Don’t click on links, open any attachments or reply to requests. Scam messages may try and trick you into giving out your personal information. A scammer might ask for your bank account details, passwords or credit card numbers. They may also ask you to download files, software, or allow remote access to your computer. Contact your bank. Contact your financial institution if you think your credit cards or bank account may be at risk. They may be able to close your account or stop a transaction. Refer to Scamwatch. If you get a scam message or phone call, you should ignore it and report it to ACCC’s Scamwatch. Report a cybercrime or security incident on ReportCyber. Your help keeps Australia secure. Common things scammers do to trick you Authority Is the message claiming to be from someone official? Like your bank, a government department, a utility company, your doctor or a solicitor. Criminals pretend to be important people or organisations to trick you into doing what they want. Urgency Are you told you have a limited time to respond? For example, 'within 24 hours' or 'immediately'. Criminals often threaten you with fines or other negative consequences. Emotion Does the message make you panic, fearful, hopeful or curious? Scammers use threatening language, make false claims of support, or tease you into wanting to find out more. Scarcity Is the message offering something that seems too good to be true? Like concert tickets, money or a cure for medical conditions? Fear of missing out on a good deal or opportunity can make you respond quickly. Current events Are you expecting to see a message like this? To make their scam seem more real, criminals can exploit current news stories and events. For example, some scammers pretend to be from the tax office at tax time to make their scam seem more relevant. Want more on email scams? Visit our phishing emails page for more information. You can also read our Detecting Socially Engineered Messages publication to learn about other ways cyber criminals may target you. Loading... Was this information helpful? Was this information helpful? Yes No Thanks for your feedback! Thanks for your feedback! Optional Tell us why this information was helpful and we’ll work on making more pages like it Think you’re a victim of a scam? Report a cybercrime or security incident on ReportCyber. Your help keeps Australia secure. Go to ReportCyber Call 1300 CYBER1 Set secure passphrases Change your passwords to passphrases to improve your security online. Watch out for threats Learn how to identify common cyber attacks and defend yourself against them. Content complexity Simple This rating relates to the complexity of the advice and information provided on the page.